HOW A 30-YEAR-OLD RESIDENT DOCTOR USED CASH VALUE LIFE INSURANCE TO WIPE OUT $120,000 IN STUDENT LOAN DEBT AND CREATED A $2,000,000 PRIVATE TAX-FREE WEALTH FUND FOR RETIREMENT.

HOW A 30-YEAR-OLD RESIDENT DOCTOR USED CASH VALUE LIFE INSURANCE TO WIPE OUT $120,000 IN STUDENT LOAN DEBT AND CREATED A $2,000,000 PRIVATE TAX-FREE WEALTH FUND FOR RETIREMENT.

Last month I presented a unique case study (Jack & Diane) using Parent PLUS loans and a couple of loopholes in the Federal Loan Forgiveness programs to cut the cost of the client's children’s college education in half, and put those savings back into their retirement.  In this article I’m going to demonstrate how financial advisors like you, can use two unique loopholes to attract and retain young High Earners, Not Rich Yet (HENRYs) like doctors, dentists, veterinarians, pharmacists, a....

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HOW JACK & DIANE CUT THEIR COLLEGE COSTS FROM $240,000 DOWN TO $60,000 AND SOCKED AWAY OVER $1,000,000 FOR THEIR RETIREMENT.

HOW JACK & DIANE CUT THEIR COLLEGE COSTS FROM $240,000 DOWN TO $60,000 AND SOCKED AWAY OVER $1,000,000 FOR THEIR RETIREMENT.

USE THIS STUDENT LOAN FORGIVENESS STRATEGY TO CUT YOUR CLIENT’S COLLEGE COSTS BY MORE THAN HALF AND GET A LIFE INSURANCE SALE! I recently completed the Certified Student Loan Advisors Board of Standards coursework and certification test and received their prestigious CSLP® designation mark. This rigorous CSLP® course and certification has been a goldmine for me to show financial professionals who want to help their middle to upper-income clients dramatically cut their cost of college. Toda....

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RON THEM IS NOW A CERTIFIED STUDENT LOAN PROFESSIONAL™

RON THEM IS NOW A CERTIFIED STUDENT LOAN PROFESSIONAL™

Ron Them, Founder, and CEO of the Association of Certified College Funding Specialists has been authorized by the Certified Student Loan Advisors Board of Standards (CSLA Board) to use their prestigious CSLP® certification mark in accordance with CSLP Board certification and renewal requirements. The CSLP® mark identifies those who have met the rigorous experience and ethical requirements of the CSLP Board, have completed student loan planning coursework through the Humboldt State University ....

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THE EXPECTED FAMILY CONTRIBUTION (EFC) UPDATES FOR THE 2021-2022 SCHOOL YEAR

THE EXPECTED FAMILY CONTRIBUTION (EFC) UPDATES FOR THE 2021-2022 SCHOOL YEAR

The Department of Education (DOE) recently announced the annual updates to the tables used in the statutory Federal Need Analysis Methodology that determines a student’s Expected Family Contribution (EFC) for the award year 2021-2022 for student financial aid programs. The Higher Education Act requires the DOE to update these tables for price inflation annually: Income Protection Allowance (Student & Parents) Adjusted Net Worth (NW) of a Business or Farm Asset Protection Allowance....

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